By Robert Smith
Skilled nursing facilities are one of the best-known, traditional types of elder care facilities. It is estimated that as many as 1.5 million people in the United States alone currently reside in skilled nursing, or nursing home facilities, which are designed to provide care for individuals who can no longer live independently.
There are many different types of services provided by skilled nursing facilities, including but not limited to: dental care, including laboratory and routine dental services, occupational, physical, and speech therapy, personal care, dietary consultation, supervision and custodial care and social activities.
Medicaid is one way to help offset the cost of SNF care. Many nursing home residents are Medicaid beneficiaries, but the requirements are strict and the application and approval process can take time, so it is best to investigate your options ahead of time. Individuals with long-term care insurance can save significant amounts of money on SNF care, so be sure to look into your options if you havent done so already.
Medicare pays for SNF care when it is considered to be medically necessary, but does not pay for residential or daily living care past 20 days. Deciding on SNF care for a loved on can be a difficult, but in many cases, necessary decision. Making these decisions on your own does not have to be your only option. There are services available to help you make the best choice.
Assisted Living facilities are generally for person's 60 years of age and older. Typical candidates need assistance with "Activities of Daily Living" (ADLs), but wish to live as independently as possible. Assisted Living Residences typically offer a rental arrangement, with residents or their families paying the entire cost privately. Depending upon the terms of the policy, long term care insurance may pay for Assisted Living.
Skilled nursing facilities are one of the best-known, traditional types of elder care facilities. It is estimated that as many as 1.5 million people in the United States alone currently reside in skilled nursing, or nursing home facilities, which are designed to provide care for individuals who can no longer live independently.
There are many different types of services provided by skilled nursing facilities, including but not limited to: dental care, including laboratory and routine dental services, occupational, physical, and speech therapy, personal care, dietary consultation, supervision and custodial care and social activities.
Medicaid is one way to help offset the cost of SNF care. Many nursing home residents are Medicaid beneficiaries, but the requirements are strict and the application and approval process can take time, so it is best to investigate your options ahead of time. Individuals with long-term care insurance can save significant amounts of money on SNF care, so be sure to look into your options if you havent done so already.
Medicare pays for SNF care when it is considered to be medically necessary, but does not pay for residential or daily living care past 20 days. Deciding on SNF care for a loved on can be a difficult, but in many cases, necessary decision. Making these decisions on your own does not have to be your only option. There are services available to help you make the best choice.
Assisted Living facilities are generally for person's 60 years of age and older. Typical candidates need assistance with "Activities of Daily Living" (ADLs), but wish to live as independently as possible. Assisted Living Residences typically offer a rental arrangement, with residents or their families paying the entire cost privately. Depending upon the terms of the policy, long term care insurance may pay for Assisted Living.
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